-Picsart-AiImageEnhancer.jpeg.png)
Must Read
In a time when many small business owners struggle to meet up with yearly shop rent payments, a Nigerian woman has gone viral after sharing a brilliant and simple saving strategy that helps traders avoid last-minute pressure and anxiety. Read Our Last Post: After Months of Trying to Fix His Marriage, Heartbroken Husband Finds Out His Wife Is Having an Affair — Publicly Warns Her Alleged Lover to Leave His Family Alone
In her message titled “Dear Shop Owners,” the woman explained how shop owners can use digital financial apps such as Opay or Palmpay to save little amounts daily towards their annual shop rent.
According to her, this method not only removes the burden of paying rent all at once but also builds financial discipline.
She shared her own example, saying her yearly shop rent is ₦180,000, which she divided by 365 days, giving her ₦500 per day.
“I went to my Opay app,” she wrote. “Clicked on Finance, then Target Savings. I typed ‘shop rent’ as the name of my target savings, set the duration as one year, and put the amount as ₦180,000. I set the frequency to daily, so each day, Opay removes ₦500 from my account and saves it for me.”
“At the end of the year, my money will be ready for use,” she added. “It even comes with a little interest. Save yourself stress and worry. You will thank me later.”
The post has since gained wide attention online, with many Nigerians praising her for sharing such a helpful financial tip that can help traders, civil servants, and even students cultivate a savings habit.
Financial experts have also commended the idea, noting that target savings is one of the best tools for achieving financial goals without feeling pressured.
This simple daily saving method may not only reduce stress for business owners but also help promote financial discipline and independence among Nigerians.
