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The gig economy is now really important, and apps that help you make money have played a big role in changing how we work. These free apps let you make money for different reasons, like paying off debts, making extra money, funding a hobby, or even working full-time.
What’s great about the best money-making apps is that they’re flexible, easy to sign up for, and pay you quickly without any problems.We’ve done a lot of research to help you join the world of money-making apps.
We looked at things like how much money you can make, how fast you get paid, and what people think of the apps. This guide will help you pick the right money-making app for you, based on what you want to achieve, how you want to earn, and how much time you can put in.
To the question “Which app can i use to make money online? Or app to make money online in nigeria” the answer is Upwork, Survey Junkie, Uber, Rakuten, OfferUp, Swagbucks. With these apps you can be making millions monthly if you follow what we discussed in this article.
Top 6 App To Make Money Online In Nigeria.
See Apps to make money with online in nigeria
1. Upwork
The top choice for making money is Upwork. It’s the best because it’s easy to use, has good tools for talking to people, and lets freelancers make more money as they go along. So, it’s good for people who want to earn extra money or start a freelance business.
ProsUser-friendly profile setup across more than 1,600 skills.Attract clients based on reviews, earnings, and your scoresFlexibility to pursue both one-off projects and ongoing work.Payment protection ensures you get paid for successfully completed tasks.ConsService fees vary from 5% to 20%, depending on total earnings per client.Payment is released ten days after the billing period concludes.Clients can easily search for and select lower-priced freelancers.
Upwork is the best app for making money, especially if you have skills. It helps you find jobs and manage them easily. You can do lots of different types of work on Upwork, like digital marketing or coding.
You can work on one-time jobs or long-term projects. If you do a good job, you’ll get good reviews, and more clients will want to hire you. To answer the question, Which app can i use to make money online? Upwork is the best!
Upwork makes sure you get paid safely and on time through their Payment Protection program. You can get your money through direct deposit, PayPal, or other ways, but they take a fee, and you might have to wait a bit to get your money.
Remember, if you use Upwork, you’ll need to pay taxes on the money you earn but apart from that, Upwork is an app to make money online in nigeria
You can use Upwork on iOS and Android devices.
The gig economy is growing, and apps like Upwork can help you make money when you have skills. Whether you want to earn extra cash or make freelancing your full-time job, the right money-making app, like Upwork, can help you reach your financial goals.
2. Survey Junkie
Survey Junkie is a top choice for those who want to make money by answering surveys. These surveys typically take 30 minutes or less to finish and provide instant payments in the form of gift cards or PayPal cash.
Pros:Earn money by completing surveys for marketing and research companies.Option to make money by sharing your browsing data.Your identity is kept anonymous to protect your privacy.Redeem your points for cash through PayPal or online gift cards.Cons:The initial identity confirmation process before surveys can be annoying.You might receive invitations to surveys that have expired.Some surveys may have repetitive questions to ensure accuracy.Partially completed surveys may be terminated if you don’t meet specific criteria.
Survey Junkie partners with various brands and market research companies, giving you the chance to earn points by taking surveys. These points can be quickly exchanged for gift cards or PayPal payments, making Survey Junkie the go-to money-making app for surveys.
Getting started is easy. You create a profile by answering questions, which helps Survey Junkie match you with relevant surveys. Each survey you complete earns you a certain number of points, which can be converted into cash.
One hundred points are equivalent to $1, and you can cash out with gift cards or opt for PayPal payments. You’ll need a minimum of 500 points (or $5) to cash out.
On average, surveys take around 15 minutes to finish. Keep in mind that all surveys are optional, and you can find available ones on your dashboard, although some listed surveys may no longer be active.
Some surveys may have repetitive questions to confirm your identity. Be aware that Survey Junkie has the right to disqualify users and award partial points if they don’t meet specific criteria during the survey.
Aside from surveys based on demographics, this money-making app offers another way to qualify for surveys based on your browsing data.
The Survey Junkie Pulse extension, available on both the mobile app and browser extension, tracks your digital activity like searches, website visits, and shopping to find additional surveys that match your interests.
Survey Junkie ensures your data remains confidential by submitting all responses anonymously.
Available on: iOS and Android
If you’re looking for Which app can i use to make money online, Survey Junkie is a fantastic choice. It offers a user-friendly experience and provides various options for redeeming your hard-earned points, making it a standout money-making app in the survey niche.
3. Uber
If you own a car, Uber provides a flexible way to earn money. You can drive or deliver whenever suits you, and you can cash out your earnings up to five times a day. Here’s what you need to know.
Pros.Work on your schedule, accepting jobs when it suits you.Use one app for both driving passengers and delivering food.Conveniently cash out your earnings multiple times daily.Earn around $10 to $20 per hour after expenses.Cons.Certain car model year requirements may limit participation.Drivers must pay a service fee, which can vary based on factors like the ride’s cost and duration.Your earning potential depends on where you’re located and the demand for rides.The driver app can be a bit finicky at times.
Uber is an excellent choice for car owners looking to make money, offering two ways to earn: immediate payouts and a user-friendly app for finding work. It’s particularly handy if you have a car and meet specific qualifications:
Meet the local driving requirements, which typically include having a valid driver’s license.
Have at least one year of driving experience in the U.S., or if you’re under 25, three years.
Own a four-door vehicle that meets Uber’s local standards.
Provide all the necessary documents, such as proof of residency, insurance, and registration.
Successfully complete the driver screening process.
Once you’re set up as an Uber driver, you can choose between accepting ride requests from passengers or delivering food via Uber Eats, all within the same app.
The flexibility doesn’t end there. You can cash out your earnings up to five times daily, ensuring you have quick access to your hard-earned money. Your earnings for each trip can vary based on several factors, including:
Standard trip fare, determined by the ride’s length and distance, which may vary by city.
Surge pricing, which allows you to earn more during peak demand periods.
Tips, where you keep 100% of what passengers tip you.
If you decide to deliver with Uber Eats, they use a similar payment system.
It’s essential to keep in mind that, as a driver, you’ll need to cover car maintenance costs, and Uber deducts a service fee from your earnings before payment. Since Uber drivers are considered independent contractors, you’ll also need to handle your taxes.
Uber is Available on: iOS and Android
Uber offers a flexible way for car owners to make money on their terms. Whether you prefer driving passengers or delivering food, Uber provides a convenient platform to earn extra income, as long as you meet their requirements and are prepared for the responsibilities that come with being an independent contractor.
4. Rakuten: Your Cashback Companion
Rakuten, formerly known as Ebates, is an app to make money online in nigeria and fantastic choice for those looking to earn cashback on both online and in-store purchases. It provides a smooth experience with attractive sign-up perks and rewards for referrals.
Pros:Get up to 40% cashback when you shop at thousands of participating stores.Enjoy a $10 welcome bonus after spending just $25.Earn a generous $30 bonus for referring new users who make purchases totaling at least $30.Benefit from a browser extension that offers additional perks and features.Cons.Some cashback rates can be as low as 1%.Users have reported occasional app freezing issues.You must accumulate at least $5 in cashback to redeem your earnings.Payouts are processed every three months.
Rakuten is a standout among money-making apps, particularly when it comes to earning cashback. It offers a wide range of deals from various retailers and sweetens the deal with enticing incentives for signing up and referring friends. The beauty of it is that you’re rewarded for making purchases you’d probably make anyway.
Once you’ve signed up, you can explore numerous cashback offers available at thousands of retailers, including well-known names like Target, Best Buy, and Kohl’s. To secure your cashback, it’s as easy as clicking into a retailer from the Rakuten app or website and making your purchase.
For in-store shopping, simply select the offer within the app and link your card before making your purchase. These simple steps ensure you don’t miss out on earning cashback.
Cashback rates can vary significantly depending on the retailer, ranging from as low as 1% to a generous 40%. You can conveniently browse available cashback deals by store, brand, or category directly through the app.
For newcomers, there’s a welcoming $10 bonus waiting for you after you spend your first $25. Additionally, Rakuten encourages you to spread the word by offering a $30 referral bonus when you introduce new users who make purchases totaling at least $30.
Payments are made through PayPal or by check every three months. To qualify for a payout, you’ll need to accumulate a minimum of $5 in cashback.
What sets Rakuten apart is its dedication to helping computer users save money. The cashback button automatically applies applicable coupons, eliminating the need to hunt for discounts. It also displays potential cashback opportunities in Google search results and alerts you to lower prices available at other retailers.
Rakuten is Available on: iOS and Android
In conclusion, Rakuten is your go-to companion for earning cashback on your everyday shopping. With a user-friendly app, attractive bonuses, and a wide range of participating retailers, it’s a great way to put some money back in your pocket as you shop for the things you need.
Just remember to keep an eye on your cashback balance and enjoy the rewards every three months.
5. OfferUp
OfferUp brings a modern twist to the classic Craigslist idea, making it simple for anyone to sell both new and used items through its online marketplace.
Let’s dive into the details and see how OfferUp stands out as an app to make money online in nigeria for selling your old goods.
Pros:Easily message potential buyers right within the app.Simple image uploads make listing items a breeze.You can set either a firm price or an asking price with room for negotiation.Choose between cash payments for local deals or nationwide shipping.Cons:If you don’t opt for shipping, you’re responsible for delivering the item.Search results tend to favor Promote Plus members and promoted listings.Shipping an item incurs a 12.9% fee (with a minimum fee of $1.99).
OfferUp, which bought Letgo, makes selling stuff online super easy. You can choose to sell things nearby or to people all over the country.
Listing something on OfferUp is simple. You just take a picture, describe it, and set the price. You can set a fixed price, where the first person to agree to pay that price gets it, or you can set a price that leaves room for bargaining. People who are interested can talk to you through the app.
While OfferUp is mostly for selling things nearby, you can also send stuff by mail. If you don’t want to haggle over prices, you can set a fixed price for shipping.
Usually, when you sell stuff locally, people pay you with cash, which is easy.
If you’re sending something by mail, the buyer has two days to check it out when it arrives. Then, the sale is final, and you’ll get paid in about five business days.
If you want more people to see your stuff and buy it, OfferUp lets you pay to promote your listings.
To make things safer, OfferUp lets users confirm their identity. For local sales, it even suggests safe places to meet based on things like how well-lit and secure they are.
OfferUp is Available on: iOS and Android
In conclusion, OfferUp simplifies the process of selling your old stuff. Whether you prefer selling locally for cash or shipping items to buyers nationwide, OfferUp provides a user-friendly platform to turn your old belongings into cash. Plus, with safety measures in place, you can confidently complete transactions and declutter your life.
6. Swagbucks: Your Ticket to Odd Jobs
Swagbucks won’t make you rich, but it’s a good way for people with smartphones to make some extra money. You can earn cashback on things you buy and do fun stuff like surveys, watching videos, and playing games. Let’s find out why Swagbucks is the best app for making money with odd jobs.
Pros:Easily accumulate points (known as Swagbucks or SB).Receive a $10 joining bonus when you spend $25.Earn 10% of Swagbucks through referrals.Redeem points for gift cards or cash via PayPal.Motivated users can earn $100 or more per month.Cons:Swagbucks have a modest value; 100 SB equals $1.Most tasks don’t reward many points.Survey disqualifications based on demographics can be frustrating.It may take up to 10 business days to receive rewards.The highest-paying surveys are only accessible to specific audiences.
While Swagbucks won’t make you wealthy, it provides an accessible way for anyone with a smartphone to make extra money through a variety of tasks and cashback opportunities.
This money-making app collaborates with marketing companies to reward users. You can earn Swagbucks (SB) by shopping for products, watching videos, taking surveys, playing games, and using search engines.
Getting started is a breeze, and you won’t need to provide payment information. Swagbucks even offers a daily checklist feature to help you keep track of the different ways to earn.
Most tasks are straightforward, but they don’t all offer the same number of SB. Surveys can take anywhere from five to 60 minutes and generally award users between 40 to 200 SB. With 100 SB valued at $1, accumulating enough points to cash out might take some time.
Swagbucks tailors its survey options based on user demographics. Only users who fit specific profiles, such as pet boa constrictor owners or parents of two sets of twins, can access higher-paying surveys.
You can also earn cashback on in-store purchases by linking a credit card. New users can pocket a $10 joining bonus after spending $25 through retail partners. Swagbucks also provides incentives for referring friends.
While you can redeem points for rewards instantly through Swagbucks, receiving cash via PayPal or gift card codes might take up to 10 business days.
Swagbucks is available on: iOS and Android
Swagbucks offers a simple way to boost your earnings by completing odd jobs and cashing in on cashback opportunities.
While it won’t replace your day job, it’s a convenient way to make a bit of extra money during your free time, all from the comfort of your smartphone. Just remember that patience is key when accumulating those SB points.
Comparisons of app to make money online in nigeria.
Let’s check out the best money-making apps. These apps are a great way to make more money or get some extra cash. We’ll see what they are, what’s good about them, how you can make money, and how fast they pay you.
Upwork – Best Overall
Key Benefits: Build credibility through ratings, access over 2,000 job categories.
How You Earn Money: Freelance work for clients.
Payout Speed: Receive payments 10 days after the billing period ends.
Rakuten – Best for Cashback.
Key Benefits: Get cashback ranging from 1% to an impressive 40%, plus enjoy a $10 welcome bonus.
How You Earn Money: Earn cashback for online and in-store purchases.
Payout Speed: Cashback payouts occur every three months.
Survey Junkie – Best for Surveys.
Key Benefits: Enjoy a simple sign-up process, the option to share browsing data, and access to premium surveys.
How You Earn Money: Complete surveys and instantly redeem points.
Payout Speed: Points can be redeemed instantly.
Uber – Best for Car Owners
Key Benefits: Work at your convenience, whether you want to drive passengers or deliver food, all through one app.
How You Earn Money: Earn money by driving or delivering food.
Payout Speed: Cash out your earnings up to five times a day.
OfferUp – Best for Selling Old Good.
Key Benefits: List items easily, choose to sell locally or nationwide.
How You Earn Money: Sell your old or unwanted items.
Payout Speed: Receive cash payment for local transactions; shipped items may take up to 7 business days.
Swagbucks – Best for Odd Jobs
Key Benefits: Offers a variety of simple ways to earn money.
How You Earn Money: Buy products for cashback, complete tasks like surveys.
Payout Speed: Receive rewards in up to 10 business days.
No matter your goal, whether it’s to build your freelance career, earn cashback, share your opinions through surveys, make money with your car, or declutter your home, these money-making apps have got you covered. Explore the options, pick the one that suits you best, and start earning today!
The Pros and Cons of app to make money online in nigeria
Advantages
1. Control over your schedule: Money-making apps offer you the freedom to choose when you work. This is handy if you have a busy schedule, family to look after, or just prefer to set your own hours. It means you can earn money when it suits you.
2. Extra income: These apps can help you make extra cash for various purposes. Whether you want to pay off debts, save for a vacation, or support your family, these options can help you reach your financial goals.
3. Other perks of self-employment: If you work as a freelancer, you can be selective about the jobs you take. For example, if a client doesn’t seem like a good fit, you have the power to decline the opportunity. This flexibility applies to rideshare and delivery apps too—you can choose the gigs you like and skip the ones that don’t appeal to you.
Disadvantages
1. Payment delays: Depending on the app, there might be a delay between when you earn money and when you actually get it. In some cases, this delay could be as long as 10 days or more after the billing period ends.
2. Service fees: Using money-making apps may come with service fees. These fees can be quite high, sometimes taking up to 20% or more of your earnings. The rate can vary depending on the app you use.
3. No employment benefits: As a gig worker, you won’t receive the benefits that full-time employees enjoy, such as health insurance, retirement plans, or even a guaranteed minimum wage.
Alternatives to Money-Making Apps.
While money-making apps are a good way to earn extra money, there are other options to consider as well:
1. Side hustles: You can Check side hustle opportunities that offer flexibility in your schedule. Online tutoring, virtual assistant work, photography, and pet sitting are a few examples of side gigs that don’t necessarily require an app.
2. Freelancing: Freelancing allows you to work on a per-job basis, giving you control over your schedule and rates. You can work for multiple companies simultaneously, providing financial security even if one project ends.
3. Part-time employment: Working part-time for a business can provide supplementary income and a more consistent work schedule. However, part-time employees typically don’t receive benefits like insurance or retirement plans.
4. Start an online business: If you have a unique idea or dream of being an entrepreneur, starting a small online business might be the path for you. Platforms like Amazon, Etsy, and eBay can help you reach potential customers without the need for a physical location, at least until your business grows.
Ultimately, the choice between money-making apps and these alternatives depends on your preferences and goals. Each option offers its own set of advantages and considerations to help you earn money and achieve financial success.
Conclusion on Money-Making Apps
For those who are searching “Which app can i use to make money online”, There are plenty of apps to help you earn money, whether you want to supplement your income or even replace your full-time job. The key is to choose the one that fits your goals and preferences.
If you’re looking for quick and straightforward cashback, Rakuten is an excellent choice. Swagbucks, on the other hand, offers cashback along with various other easy ways to earn.
For those with a car and some free time, Uber provides flexibility for drivers to earn at their convenience by driving or delivering.
However, if you’re aiming for long-term earning potential, Upwork’s freelance marketplace is a top contender. Freelancers can apply for numerous gigs, all while building a strong personal brand that can lead to more work and higher pay rates in the future.
In the end, the best money-making app for you depends on your goals and how you want to earn.
