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Loan in Nigeria
Loan in Nigeria without salary account
Where to get Loan in Nigeria without salary account
1. Easemoni
Open EaseMoni APP, Apply for credit, complete registration, identity, card authentication, and quickly obtain quota, up to 1,000,000.
2. Carbon
Carbon is a great platform to get a quick loan in Nigeria. Basically, you can get loans here without collateral. With Carbon, you can access up to N1,000,000 and receive cashback on interest paid if you repay the loan on time.
How can I get a loan on Carbon?
To get a loan on Carbon, follow these steps:
- Download the Carbon app from the Google Playstore for Android or the App Store for iOS.
- Register in the Carbon app and apply for a loan.
- You will then receive a notification letting you know how many accesses you have and whether Carbon will approve your loan.
- Once Carbon approves your loan, you will receive the funds in your account.
2. Branch
Branch is another fintech company that easily offers you quick loans. They currently have branches in 4 countries including Nigeria. If you want to access a branch loan as an unemployed person, you can register with additional information.
These include your bank verification number, BVN, your Facebook account and also your Nigeria phone number. The amount you can get ranges from N2,000 to N500,000. Also, if you repay your loans on time, then your credit limit will increase.
Get a loan of up to N100,000 at the best rates available in NigeriaDid you know that you can now compare interest rates from different lenders using our loan simulator to get the best deal? Making an informed loan decision requires comparing different loan offers before committing. Through our simulator, you can see loan offers from different lenders at a glance in less than 5 minutes, so you can make the right decision about your financing. Try it today
How can I get a loan at a branch?
You can get a loan at a branch by following these steps:
- First, download the Branch app from Google Playstore for Android or Appstore for IOS.
- Register in the Branch application.
- Click on the loan toolbar and enter your phone number, bank details and other personal information.
- You will then be able to view available loan offers and apply for them.
3. Aella Credit
Aella Credit is known for offering loans to people without a salary. With the Aella application, you can get loans easily and conveniently. You can also use the app to pay bills, get insurance and invest. They offer loans ranging from N1,500 to N1,000,000 with repayment periods of up to 1-3 months.
How can I get a loan on Aella Credit?
To get a loan on Aella, follow these steps:
- Download the Aella app from Google Playstore for Android or Appstore for IOS.
- Register in the application and enter personal information.
- Apply for a loan. You will receive a notification indicating whether your request has been approved.
- Finally, your account will be credited 5 minutes after your request is successful l.
4. Sokash
Sokash is a trusted lending platform used to get loans for short or long term needs. With Sokash, you can get a loan of up to N5,000,000 in just 2 hours.
How can I get a loan from Sokash?
To get a loan on Sokash, follow these steps:
- Download the SoKash app
- Then register and verify your account with BVN.
- Sokash will automatically determine how much you can borrow.
- Finally, you can start applying for a loan as soon as you find out that you are eligible for a loan.
5. Fairmoney
Fair money is a digital platform that provides personal loans without collateral. With Fairmoney, you can access loans up to N1,000,000. You can also pay your bills on the platform and enjoy 100 free fund transfers. Their repayment period ranges from 61 days to 18 months. If you repay the loan early, you get a 90% discount on the interest.
How can I get a fair money loan?
To get a fair money loan, follow these steps:
- Download the Fairmoney app from the Google Play Store.
- Register in the app and enter your personal information.
- Then apply for a loan.
- If you're eligible, you'll receive money in your account immediately once your application is approved.
Bottom Line
Accessing a loan is now easy for non-wage earners, you can access quick and instant loans from any of the above platforms. These platforms are easily accessible and hassle-free. Expect your account to be funded within minutes of your loan approval. Try one of them today
Using this platform, you can get a comprehensive loan tailored to your specific needs. Basically, it allows you to compare loans from different lenders across Africa, ensuring that the best option doesn't slip away.